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Looking at your wealth from every angle

Navigating complex wealth requires more than making investing decisions. It takes a trusted confidante who can help you step back and see the big picture. Your Merrill Private Wealth Advisor is that steadfast guide — advocating for you, your family, and the people and causes you care about. Working together, we can help you grow, sustain and transfer your wealth to amplify the impact at every step of life’s journey with insight, simplicity, and perspective.

Insight

In a life with significant wealth, the financial decisions you make can often have a cascading effect — impacting you, your family, your business and even the greater community. We understand the nuances of these challenges and can help give you the insight you need to navigate important conversations and make more informed decisions. 

Entrepreneurs, corporate executives, philanthropists, professional athletes, professional entertainers, and stewards of generational wealth require a deeper level of specialized knowledge, support and service. Opportunities unexpectedly appear. Sudden obstacles need to be carefully navigated. Together, you and your Private Wealth Advisor can draw on research and insights as well as the guidance of a team of specialists as the need arises. 

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Collaborate with top-tier Merrill Private Wealth Advisors who have:

  • An average industry experience of 21 years1
  • Specialized accreditations that keep them one step ahead 
  • Fewer client relationships so they have the time to focus on you


Access award-winning2 research and insights 

BofA Global Research, which has over a thousand investment professionals across the globe who specialize in different sectors and regions

Expertise of the Chief Investment Office, which provides regular updates on the markets as well as guidance on asset allocation and portfolio positioning

Tap into the knowledge of specialists who work closely with your Merrill Private Wealth Advisor

  • Private Wealth Strategists to work with you on building out and stress testing specific components of your plan.
  • Trust and philanthropy specialists to help amplify the lasting impact of your wealth. 
  • Tax planning strategists to help you preserve your wealth.
  • Alternative Investment and credit specialists to mitigate risk and take advantage of new opportunities.
  • Business succession planners and investment bankers to help monetize and transition your family business.

 

1 Merrill Data Analytics team; data as of 12/31/2024.

2 Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2023 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

IMPORTANT DISCLOSURES

The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Simplicity

Wealth should liberate you, freeing you to pursue passions and interests. Managing the ever-increasing complexity of your financial life, however, can quickly become all-consuming. At Merrill, we work to help transform the way you interact with your wealth by distilling that complexity into clear findings and thoughtful guidance, grounded in a personalized plan.

We believe planning is more than a conversation about your goals. It’s a roadmap that informs your decisions both now, and in the future — while giving you the financial freedom to live your life more fully. Your Private Wealth Advisor can help you create a personalized plan that allows you to:

  • Better understand where you are today with a modern visualization of your wealth
  • Get answers to your most pressing questions about your financial future
  • Explore various savings and investing scenarios as you evaluate tradeoffs
  • See the path forward that gets you closer to achieving your goals
  • Pivot and revise your plan in real time when life changes and opportunities arise

Enjoy simple, convenient access to your finances with MyMerrill.com® and Bank of America Mobile & Online Banking1

  • Review your plan anytime, sent via secure email or uploaded to your MyMerrill document library
  • View your entire financial picture on one screen
  • Connect securely with your Private Wealth Advisor
  • Transfer money instantly between eligible Bank of America, Merrill and outside accounts
  • Scan and send documents
  • Access the latest Merrill insights
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1 Mobile Banking requires that you download the Mobile Banking app and may not be available for select mobile devices. Message and data rates may apply.

Perspective

Considerable wealth requires a much longer-term vision — a commitment to maintaining your wealth throughout your lifetime and for generations to come. We’re familiar with the demands that kind of time horizon puts on your needs. With our diverse knowledge and experience, we can help safeguard you against reactionary thinking while identifying opportunities in the future.

What specific practices and shared values are most important to your family? How can you better facilitate joint decision-making regarding major family wealth issues? We can help you create a thoughtful family governance structure, coupled with advanced financial planning services, to help:

  • Improve communication and avoid conflicts
  • Educate and prepare the rising generations
  • Explore ways to minimize the future impact of taxes
  • Focus on your family’s legacy goals
  • Sustain family wealth for generations to come
  • Foster capable, confident and passionate stewards of your family’s wealth
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You have access to a full range of solutions and services designed to help you address the challenges and opportunities significant wealth can bring.

A Private Wealth Advisor can help you learn more

Connect with an advisor

Investment, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. Additional information is available in our Client Relationship Summary.

This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Merrill Private Wealth Management is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill’s obligations will differ among these services. Investments involve risk, including the possible loss of principal investment.

The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.

Bank of America Private Bank is a division of Bank of America, N.A.

U.S. Trust Company of Delaware is a wholly owned subsidiary of Bank of America Corporation.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

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