Merrill Lynch Investment Advisory Program

Personalized advice and investing with your goals at the center

At Merrill, we believe that your investments should be a reflection of you—your life, your priorities, your goals. One of the investment approaches available to you is the Merrill Lynch Investment Advisory Program.

 

Background image for personalised advice and investing with your goals
Personalized advice and investing with your goals at the center

At Merrill, we believe that your investments should be a reflection of you—your life, your priorities, your goals. One of the investment approaches available to you is the Merrill Lynch Investment Advisory Program.

 

At Merrill, you can choose from one or more programs and services based on your individual objectives, investment style, need for ongoing advice and interest in particular solutions. See the Client Relationship Summary for more information.

If the Merrill Lynch Investment Advisory Program is right for you, you will have access to personalized advice through your dedicated financial advisor and it offers you:

  • A broad selection of investment solutions, including individual funds, equities and fixed income securities
  • Access to strategies managed by us and from approved investment managers
  • Ongoing monitoring of your investment advisory account
  • Choice to maintain control of day-to-day investment decisions or delegate them to your advisor, Merrill or a third-party investment manager

At Merrill Lynch, you can choose from one or more programs and services based on your individual objectives, investment style, need for ongoing advice and interest in particular solutions. See the Client Relationship Summary for more information.

If the Merrill Lynch Investment Advisory Program is right for you, you will have access to personalized advice through your dedicated financial advisor.

If the Merrill Lynch Investment Advisory Program meets your needs, it offers you:

  • A broad selection of investment solutions, including individual funds, equities and fixed income securities
  • Access to strategies managed by us and from approved investment managers
  • Ongoing monitoring of your investment advisory account
  • Choice to maintain control of day-to-day investment decisions or delegate them to your advisor, Merrill or a third-party investment manager
  • A customized and negotiated annual fee, based on your assets

 

An integrated view of your wealth

As a Merrill Lynch Investment Advisory Program client, you will also have access to Wealth Overview to give you deeper insights into your relationship with us. You’ll see your Wealth Overview in the report that Merrill provides to you through the Merrill Lynch Investment Advisory Program. It is also available in a personalized video that your advisor can share with you.

It combines information from your banking, brokerage and investment advisory accounts, as well as accounts at other firms that you have shared with your advisor. It also provides additional insight into your Merrill Lynch Investment Advisory Program accounts, which includes holdings, performance and investment profile information.

 

Let’s talk about your financial future
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Connect with an advisor and start
a conversation about your goals.
Give us a call at 1.866.706.8321
9am – 9pm Eastern, Monday – Friday

Additional Resources:

Wealth Overview Fact Sheet

Investing involves risk. There is always the potential of losing money when you invest in securities.

Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary. This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. [For more information about these services and their differences, speak with your Merrill Advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”).  MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Merrill Private Wealth Management is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill’s obligations will differ among these services. Investments involve risk, including the possible loss of principal investment.

The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Trust, fiduciary and investment management services are provided by Bank of America, N.A. and its agents, Member FDIC, or U.S. Trust Company of Delaware. Both are wholly-owned subsidiaries of Bank of America Corporation.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

Investment, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

© Bank of America Corporation. All rights reserved.

4660403-EXP-2023-04-07

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