Building your portfolio through a customized investing process
Five model portfolios, each defined by its level of risk, are the foundation of Windermere Private Wealth Management investment process. We assess your experience and personality as an individual investor, and we work with you to develop a profile of your tolerance for investment risk. We then help you develop an appropriate portfolio matched to your profile and needs.
Clients who have similar risk profiles and whose portfolios mirror the same model may have similar investment holdings. But all portfolios are customized to the characteristics and preferences of each client. In this process, we take into account your risk tolerance, time horizons, liquidity and income needs, targets for tax minimization, return objectives and diversification needs.
We are vigilant about monitoring investment performance and market trends, and we like to meet with clients regularly throughout the year to review the investment markets and to discuss any changes to your life that may require strategic or tactical course corrections.
Asset allocations and investing tactics
Our primary investment universe consists of ETFs (exchange traded funds), mutual funds, stocks and bonds. In addition, we may suggest alternative asset classes, including hedge funds and private equity partnerships, for certain qualified investors.
We can assist corporate executives who have concentrated wealth positions and seek to hedge the risk of those positions or to monetize them with minimum tax consequences. We also can provide services to public company executives and managers, including helping them to implement 10b5-1 selling plans.
Extended services, guidance and collaboration
Over the years, our private wealth management team has extended its capacity in response to the evolving needs of the clients. Our wealth management services include estate planning services, charitable giving strategies, and tax minimization strategies. Accessing specialists at U.S. Trust and Bank of America, we can also offer clients innovative uses of trusts as key building blocks to a thoughtful estate strategy.
At your request, we will collaborate with your other professional advisors, including your attorney, CPA or tax preparer, and business manager, so that your broader wealth management arrangements are coordinated.