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From eating healthy to thinking sustainably, our daily choices are a reflection of the dynamic forces shaping global markets and economies in the world around us. Merrill’s Impact Investing platform enables you to transform these forces into investment opportunities that may mitigate risk, target global trends and align to causes and issues important to you.
We begin by working with you to identify the causes and issues that you care most about. Next, your private wealth advisor will help you to evaluate the different ways in which your investment portfolio may be able to reflect these topics while keeping you on track to pursue your financial goals. At Merrill, we break our impact investing strategies into four main approaches:
Screen out entities based on faith-based or other personal preferences
Proactively choose entities that excel at a range of environmental, social and governance (ESG) factors
Investment opportunities that focus on environmental or social themes
Investments dedicated to addressing specific social or environmental concerns using market-based strategies
Impact investments at Merrill undergo the same rigorous due diligence process as traditional strategies that we offer. As a second step, our CIO Due Diligence team analyzes impact strategies for intentionality to ensure that their stated impact resonates throughout the strategy.
All of this feeds into our goals-based wealth management process, so clients can work with their private wealth advisor to help ensure that their investment decisions are helping them pursue their goals.
Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for non-financial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.