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Meyer DeMartini Wealth Management

Private Wealth Advisors

101 CALIFORNIA STREET, FLOOR 21

SAN FRANCISCO, CA 94111

866.820.5263

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Lorna F. Meyer, Managing Director - Investments

About us

Our Firm

Bank of America Merrill Lynch

Merrill Lynch is one of the world’s leading wealth management, capital markets and advisory companies, with offices in 40 countries and territories. The firm is one of the top U.S. wealth managers and a world-leading provider of investment banking and institutional services, acting as a strategic advisor to governments, corporations, institutions and individuals worldwide.

In order to better serve the needs of the ultra-high net worth (UHNW) community, Merrill Lynch established the Private Banking and Investment Group in 2001. PBIG features a select group of specially accredited advisors with demonstrated knowledge and experience in providing custom financial strategies to UHNW families.


Private Banking and Investment Group (PBIG)

PBIG was established to provide institutional-class investment services to ultra-high net worth individuals, families and foundations. It offers the focus and customized services of a private banking and investment boutique with the global resources of one of the world’s largest financial services firms.

Our Group

Meyer DeMartini Wealth Management

The Meyer DeMartini Group is among the most highly ranked advisory teams within the private bank. The Group features seven wealth management professionals with more than 125 years of combined experience working with corporate executives, business owners and entrepreneurs. The team is led by Lorna F. Meyer, one of the nation’s most highly regarded financial advisors focusing on managing wealth for ultra-high net worth individuals and families.

We partner with internal specialists, wealth strategists and legal professionals drawing on the banks global network to help individuals and families achieve their life goals, preserve wealth and shape their legacy.


What Differentiates Us

  • We believe in a highly collaborative and personalized approach to financial management, offering a customizable approach to meet each client’s needs rather than a single, “one-size-fits-all” strategy.
  • We act as a "virtual family office" for our clients, providing a single point of contact to effectively service, coordinate and manage all aspects of their financial needs and investment portfolio.
  • We have managed custom investment portfolios for our clients for more than 30 years. We are committed to providing enhanced income, risk management and tax and cost efficiency. We focus on managing both investment grade tax-free municipal bond and high-quality equity income portfolios.
  • We offer access to one of the industry’s most respected and awarded global research and asset management platforms.
  • Clients benefit from exclusive insight and access to opportunities in traditional investments, hedged investments, private equity and other alternative investments.

  • Our Philosophy and Process

    Wealth Management is a collaborative process that begins with developing a deep understanding of our clients’ needs and goals.

  • It is a disciplined process of discovery and planning that enables individuals to define and prioritize their objectives and implement strategies of appropriate risk to successfully achieve their goals related to lifestyle, family, wealth transfer, philanthropy and more.
  • In regard to investment philosophy, we are benchmark aware, but judge ourselves on our ability to manage risk and meet our clients’ targeted rates of return. We invest with a margin of safety with the goal of avoiding the permanent impairment of capital. We also strive to maximize risk-adjusted returns, whereby clients are highly compensated for the risk they assume in their portfolios.
  • Additionally, we believe in actively managing our clients’ portfolios and adjusting asset allocations2 as warranted by global macroeconomic conditions. We maintain a high degree of liquidity and flexibility in our clients’ portfolios to effectively manage market volatility.
  • Finally, we proactively implement best practices for sustaining family wealth across multiple generations. Our approach includes a values-based framework and a highly coordinated family team, including your established estate attorney and CPA, as well as Merrill Lynch specialists in estate planning and philanthropy.

  • Investment Planning

    In developing investment plans for our clients, we follow a disciplined four-step process.

  • Develop a deep understanding of the clients objectives, risk tolerance, required investment income and their anticipated rate of return. These serve as the foundation for the client’s investment plan.
  • Construct a strategic long-term asset allocation in keeping with the client’s goals and objectives. Alternative investments and non-correlated asset classes are included in the portfolio when appropriate.
  • Overlay our long-term allocation with a tactical strategy to take advantage of trends in the financial markets and global economy.
  • Monitor investment portfolios to confirm that our clients’ goals are being met. All clients receive a monthly performance report featuring the rate of return for the month, calendar year and from inception along with standard deviation to illustrate how much risk has been taken to achieve portfolio returns.

  • Integrated Services

    Cash Management & Banking3

  • Checking/Debit/Credit Card Services
  • Online Bill-Pay and Year-End Expense Summary
  • Tax-Free Cash Sweep/Institutional Money Markets
  • Venture Distributions/Funds Management


    Personalized Lending & Credit Facilities3

  • Securities-Based Lending at Libor-Based Rates
  • Margin Loans and Business Loans


    Values-Based Financial Strategies and Tax Planning Services

  • Wealth Management Planning
  • Balance Sheet and Net-Worth Statement
  • Goals-Based Funding Analysis
  • Expense and Cash-Flow Analysis
  • Risk Management, Insurance, Liability Analysis


    Estate, Trust and Philanthropic Planning Services

  • Trust and Estate Analysis
  • Intergenerational Wealth Transfer Analysis
  • Philanthropic Goals Analysis and Strategy
  • Trust and Foundation Administration


    Asset Allocation & Portfolio Management

  • Client Specific Investing and Targeted Return Model
  • Global Strategic and Tactical Asset Allocation
  • Manager Due Diligence and Selection (30 Dedicated Analysts)
  • Discretionary Stock Management
  • Tax Planning Services
  • Consolidated Performance Reporting (Monthly)
  • Regular Portfolio Optimization/Re-Balancing


    Alternative Investments

  • Customized Products
  • Research/Due Diligence
  • Diversified Hedge Funds
  • Direct Private Placements
  • Private Equity Placements
  • Managed Futures


    Concentrated Stock Strategies

  • Stock Sale and Option Exercise Advice
  • Stock Option Exercise/Restricted Stock Sales
  • Pre-Paid Forward Sales
  • Charitable Trust Strategies
  • Lines of Credit to Diversify Portfolio


    ________________________________________________________________________

    1 Some or all alternative investments may not be suitable for certain investors.

    2 Asset allocation does not ensure a profit or protect against loss in declining markets.

    3 Banking products and services provided by Bank of America, N.A.

  • Meet the team

    Back to team

    Lorna F. Meyer

    Managing Director

    Private Wealth Advisor

    415.288.2518

    415.288.2518

    lorna_meyer@ml.com

    Read Bio

    James DeMartini IV

    Senior Vice President

    Private Wealth Manager

    415.288.2522

    415.288.2522

    james_demartiniiv@ml.com

    Add to address book

    Read Bio

    Andrew J. Meyer

    Vice President

    Private Wealth Manager

    415.288.2523

    415.288.2523

    andrew.j.meyer@ml.com

    Read Bio

    William M. Meyer

    Sr. Private Wealth Relationship Manager

    415.288.3206

    415.288.3206

    bill_meyer@ml.com

    Add to address book

    Read Bio

    Rose Hito

    Reg Private Wealth Assoc

    415.288.2517

    415.288.2517

    rose_hito@ml.com

    Add to address book

    Read Bio


    Awards

    Latest Thinking


    Back to overview

    Meet the team

    Lorna F. Meyer

    Managing Director

    Private Wealth Advisor

    415.288.2518

    415.288.2518

    lorna_meyer@ml.com

    Read Bio

    James DeMartini IV

    Senior Vice President

    Private Wealth Manager

    415.288.2522

    415.288.2522

    james_demartiniiv@ml.com

    Add to address book

    Read Bio

    Andrew J. Meyer

    Vice President

    Private Wealth Manager

    415.288.2523

    415.288.2523

    andrew.j.meyer@ml.com

    Read Bio

    William M. Meyer

    Sr. Private Wealth Relationship Manager

    415.288.3206

    415.288.3206

    bill_meyer@ml.com

    Add to address book

    Read Bio

    Rose Hito

    Reg Private Wealth Assoc

    415.288.2517

    415.288.2517

    rose_hito@ml.com

    Add to address book

    Read Bio