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Cotten Padalino Group

Private Wealth Advisors

370 17TH STREET, SUITE 5500

DENVER, CO 80202


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About us

About Us

The Cotten Padalino Group is a wealth management team that provides in-depth, one-on-one attention to a select group of wealthy clients throughout the United States. We work with individuals, families and institutions that have complex needs and unique opportunities. We help them address multiple aspects of their wealth, spanning both sides of their balance sheets; from investment management to trust and estate planning services, executive services to pre-IPO strategy and customized credit to philanthropy. We help clients streamline their wealth, deploying it strategically and thoughtfully to pursue meaningful goals for themselves, and for successive generations.

Experience to Advance your Goals

We recognize that significant wealth can entail unforeseen challenges. Our Group is deeply skilled in addressing the needs that affluence can pose. Our leaders Kendall Cotten and Diane Padalino have spent decades helping clients navigate the crossroads of significant wealth. We do not dabble in wealth management for affluent clients; we exclusively cater to their needs. This selectivity enables us to deliver the customization and precision that are the hallmarks of our work.

Every strategy, offering and service we provide is crafted with a client’s particular needs, priorities and preferences in mind. This sensitivity drives the immediacy and tangible value of our work impacting clients’ lives on a day to day level and over multiple years of service. We are skilled in collaborating with a client’s external tax and legal advisors developing a unified, organized and cohesive approach to a client’s distinctive wealth management needs.

Our Investment Approach

We speak in plain language about our approach to the investing. We begin with indepth client discussions:

  • How much money do clients require to maintain their lifestyles?
  • Do they have any long term aspirations like starting a new business or building a vacation home that will require considerable capital?
  • How do they envision their long term family and philanthropic legacies?
  • Working from these discussions we model client portfolios to maintain lifestyle, aspirational and legacy investments using as little risk as possible to pursue desired ends. Throughout our analysis we take a tax sensitive approach to investing underscoring after tax returns as the proper benchmark for performance. We are ever mindful of liquidity recognizing that clients need ready access to their cash.

    A Single Source for Integrated Wealth Management

    Our team provides a multidisciplinary approach to wealth management. We harness not only our own skills and knowledge, but the wider offerings of the Private Banking Investment Group at Merrill Lynch.

    We offer the strategies and services demanded by significant wealth:

  • Investment management
  • Trust and estate planning services
  • Executives services: pre and post IPO, restricted and concentrated stock and options analysis
  • Tax minimization strategies
  • Customized credit and lending services from Bank of America, N.A.
  • Philanthropy and charitable giving
  • Consolidated financial reporting
  • Access to family office services
  • Neither Merrill Lynch nor its Financial Advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

    Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.

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